This is how you lose a $350,000 house over a $15,000 credit card bill, such a sad story 🙏🏽 🏡 awareness is everything 👁️ #fyp #viral

Louis Montcho PhD on Instagram: "Homelessness in California has reached overwhelming levels, affecting individuals, families, and entire communities across the state. From major cities to smaller towns, tents line sidewalks, people sleep in cars, and shelters remain overcrowded. This crisis is no longer something that can be ignored or treated as temporary—it is a persistent and growing problem that demands urgent and effective solutions. One of the main reasons homelessness continues to rise is