Structuring is the act of parceling what would otherwise be a large financial transaction into a series of smaller transactions to avoid scrutiny by regulators and law enforcement. [1]

STRUCTURING definition: 1. present participle of structure 2. to plan, organize, or arrange the parts of something: . Learn more.

May 26, 2023 · Among these techniques, two common practices stand out: smurfing and structuring. What is structuring? Structuring occurs when someone intentionally splits large …

-ləs adjective structure 2 of 2 verb structured; structuring ˈstrək-chə-riŋ ˈstrək-shriŋ : to form into a structure : organize

structure or assist in structuring, or attempt to structure or assist in structuring, any transaction with one or more domestic financial institutions.

Aug 9, 2022 · "Structuring" means breaking transactions larger than $10,000 into smaller increments by making multiple deposits or withdrawals or by buying cashiers' checks, money …

May 14, 2025 · Structuring, often referred to as “smurfing”, is a technique employed in money laundering and financial fraud. It involves breaking down large amounts of illegal funds into …

The transactions need not exceed the $10,000 CTR filing threshold at any one bank on any single day in order to constitute structuring. Money launderers and criminals have developed many …

Oct 31, 2025 · Structuring, a prevalent money laundering technique, is the practice of splitting large sums of illegal funds into smaller transactions to fly under the radar of financial …

Structuring, also known as smurfing, is a financial technique that involves making a series of small deposits to a bank to avoid triggering automatic financial reporting requirements.