The same NerdWallet study found that 46% of Americans want to save money for emergencies in 2026. Start with whatever you can spare. Make it $20, $50, $75 or whatever jibes with your budget right now.
NerdWallet's editorial team selected the mortgage lenders that appear on this page from our lists of best mortgage lenders for: first-time home buyers, borrowers with low credit, FHA loans, VA loans, ...