The USDA home loan application process can take a bit longer than usual. Here are the steps it takes, from beginning to end.

Reina Marszalek is a senior mortgage editor at Fox Money who has spent more than 10 years writing and editing content. Fox Money is a personal finance hub featuring content generated by Credible ...

We're here to clear up persistent misconceptions about government-sponsored USDA loans, so homebuyers can benefit from this ...

USDA home loans offer a path to homeownership for those with lower incomes and for people who are looking to buy a home in certain areas of the country. These mortgages are backed by the US Department ...

For first-time home buyers, it can be challenging to save up for a down payment. Down payments vary considerably — from the 3.5% required for FHA loans for first-time buyers to the 20% that many ...

ALBUQUERQUE, N.M. – USDA Rural Development State Director Terry Brunner was in Columbus Thursday to celebrate National Home Ownership Month with a groundbreaking ceremony to begin the construction of ...

Because they're guaranteed by the U.S. Department of Agriculture, USDA loans don't require a down payment or private mortgage insurance. That makes them a great option for first-time homebuyers ...

WASHINGTON, Jan. 9, 2013 - A new report issued by the National Rural Housing Coalition focuses on validating the successes of the Section 502 Direct Loan program and the Section 523 Mutual Self-Help ...

As George Ford accurately conveyed in last Sunday's Gazette ('Housing shortage acute in rural Iowa,” May 31), rural housing is a critical issue in many small towns across Iowa and nationwide. Both ...

To secure a U.S. Department of Agriculture (USDA) loan, you don’t have to become a farmer or live in a remote area with more land than you can handle. While USDA loans have certain property guidelines ...