After two years of stress, micro-lenders tightened credit and reduced high-risk multiple borrowing, while repayment ...
The most recent crisis to hit microfinance began in India’s southern state of Andhra Pradesh, where allegations of widespread over-indebtedness, heavy-handed collection tactics and borrower suicides ...
Small finance banks’ profitability is expected to recover in FY2027, with return on assets projected to rise to 1.3–1.5% as ...
Despite RBI rate hikes, the microfinance sector anticipates 15% credit growth in FY27, driven by demand and self-regulation, ...
India's microfinance sector must prioritise savings and insurance over credit to prevent recurring crises, Chief Economic Adviser V Anantha Nageswaran said, warning that excessive lending and ...
Microfinance claims to have a “double bottom line.” Lending to poor populations in developing countries needs to be profitable to be sustainable, while social impact in terms of achieving “financial ...
Microfinance must move beyond access' ...
Finance minister calls for greater use of alternative data and digital credit scoring to expand financing for SMEs and ...
Microfinance is one of India’s deepest financial-inclusion networks, serving about 6.27 crore active borrowers across 685 ...