Federal student loan rates are fixed and set by a formula created by Congress that changes annually. For the 2025-2026 academic year, Direct undergraduate loans have a rate of 6.39%. Private student ...

Forbes contributors publish independent expert analyses and insights. Robert Farrington writes about higher education and student loans. Our nation's student debt crisis is a multi-faceted issue with ...

Federal Direct Unsubsidized Loans are often the cheapest borrowing option, followed by Direct Plus Loans and private graduate student loans ...

With the Federal Reserve finally cutting the federal funds rate by 0.50% during its September 18th meeting, interest rates on credit cards, mortgages, personal loans, and other types of borrowing ...

There are four types of federal Direct Loans, including subsidized, unsubsidized, PLUS and consolidation loans Written By Written by Contributor, Buy Side Becca Stanek is a contributor to Buy Side and ...

Liliana Hall was a writer for CNET Money covering banking, credit cards and mortgages. Previously, she wrote about personal credit for Bankrate and CreditCards.com. Student loan debt is a burden to ...